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TITLE FINANCIAL SECURITY FOR OLD AGE : A STUDY IN POPULATION AGED 40-50 AT KANCHANABURI PROVINCE
AUTHOR KANYA APIPORNCHAISAKUL
DEGREE MASTER OF ARTS PROGRAM IN POPULATION AND SOCIAL RESEARCH
FACULTY INSTITUTE FOR POPULATION AND SOCIAL RESEARCH
ADVISOR WATHINEE BOONCHALAKSI
CO-ADVISOR APHICHAT CHAMRATRITHIRONG
 
ABSTRACT
This study on financial security among the pre-aging population in the demographic surveillance area of Kanchanaburi province,Thailand, was designed as quantitative research. The objectives were 1) to study financial security among the population aged 40- 59 years or pre-aging group, 2) to explain characteristics and reasons for financial security among the population aged 40-59 years and 3) to find factors relating to having financial security among the pre-aging population. A total of 9,129 persons who were aged 40-59 years living in the demographic surveillance area of Kanchanaburi province or in the Kanchanaburi project 4th round 2003, conducted by the Institute for Population and Social Research, Mahidol University were the participants. Among these participants, 4,130 persons were males and 4,999 persons were females. Frequency, percentage and mean were applied to describe the participants while Chi-square and Binary logistic regression were used to test factors affecting financial security. Results showed that the average age of the participants was 48 years. Most of them were married, held primary school degrees, worked in agricultural sectors and lived in rural areas. In regard to financial security, it was slightly higher among males compared to females. When considering their residential area, it revealed that the participants in rural areas had more real estate security (land and house) than those in urban areas. In addition, it showed that the participants in rural areas often save money at community banking institutions while in urban areas the participants tended to save money at general banking institutions. It was found that factors supporting the participants to have financial security were age, education, marital status, experiences of being a care giver for aging people, health condition, income, occupation, and residential area. It is recommended from the research results that knowledge about impacts of an aging society on Thais’ life should be widely promoted. Besides, savings for the future should be encouraged among Thais so that they will accumulate their wealth and be able to live securely when getting older.
KEYWORD FINANCIAL SECURITY/ PRE-AGING
 
FACULTY OF GRADUATE STUDIES. MAHIDOL UNIVERSITY. THAILAND
POWERED BY GITC.